Our Services

We serve individuals and businesses in all areas of financial and business succession planning.

We Utilize a Three Step Process:  

1. Accumulation - Help Create and Grow Wealth 

2. Preservation - Help Protect and Preserve Wealth

3. Distribution - Spending and Transferring Wealth in the most tax efficient way possible  during lifetime and at death.

Below are some of the specific areas where we assist our clients in the Three Step Process 

• Retirement Planning - Making the most of your employer sponsored retirement plans and IRAs. Determining what you need to retire comfortably. Managing assets before and during retirement.
   
• Tax Management - Making sure you don't pay one penny more than the law requires. Looking for ways to reduce your current and future tax burden. Referring you to qualified tax specialists.
   
• Estate Planning and Wealth Transfer - Reviewing your wills and trusts. Preserving your estate for your intended heirs. Helping with beneficiary designations. Reducing your exposure to estate taxes and probate costs. Coordinating with your tax and legal advisors.
   
• Risk Management - Reviewing existing insurance policies for maximium efficiency. Recommending policy changes only when appropriate. Finding the best policy for your situation.
   
• Education Funding - Recommending investment and accumulation strategies to help you pay for your children's or grandchildren's education.
   
• Investments - Determining your asset allocation needs. Helping you understand your risk tolerance. Recommending the appropriate investment vehicles to help you reach and exceed your goals.
   
• Employee and Executive Benefits - Helping your business attract and retain qualified employees through benefit packages.
   
• Helping Business Owners with exit strategies when they are ready to retire.
   

ICA does not provide tax or legal advice.